About Avenzor

Financial clarity, built by technologists and banking practitioners.

Avenzor is building the Agentic CFO for Malaysian SMEs: a consent-based platform that reads business records, explains financial health, prepares lender-ready action plans, and helps owners make better monthly decisions.

Positioning

Your Agentic CFO for Malaysian SMEs

Practical financial analysis for SME owners, advisors, and financing conversations.

Vision

Give every Malaysian SME a finance brain that works beside the business.

We believe SME owners should not need to decode company profiles, audited accounts, management reports, and bank requirements alone. Avenzor exists to turn those records into clear financial diagnosis, credible lending preparation, and operating actions that help businesses grow with control.

Source-linked financial clarity

Company profiles, accounts, and operating records are translated into plain-English analysis with clear source limitations.

Banker-aware preparation

Recommendations focus on lending readiness, facility fit, repayment narrative, supporting documents, and the questions a bank will raise.

Practical operating action

The platform turns financial findings into workflows owners and advisors can act on monthly, not just at year end.

Mission

Make financial review, lender preparation, and monthly CFO action repeatable.

Avenzor combines document intelligence, agentic workflows, banker-style analysis, and human review so SMEs can move from scattered records to disciplined decisions. The goal is not to replace accountants, bankers, or advisors. The goal is to give them a clearer working layer.

We do not promise bank approval.

We separate facts, calculations, AI interpretation, and banker-style recommendations.

We design every workflow around consent, source tracking, human review, and practical business use.

Founder and Co-Founder

Built where software execution meets financing discipline.

Avenzor brings together product engineering and banking advisory experience so the platform can speak both languages: technical implementation and practical credit preparation.

Founder

Ts. Tan Andy

Technology, systems, and agentic workflows

Ts. Tan Andy is the founder of Immortech Solution, a Professional Technologist certified by MBOT, and a software engineer experienced in delivering technology solutions across business operations, systems improvement, and digital transformation.

At Avenzor, he leads the product and technology direction: agentic workflows, workflow automation, system integration, and the translation of business requirements into clear technical plans that improve efficiency, reliability, and scalability.

Co-Founder

Tze Senz

Credit, risk, SME banking, and financing advisory

Tze Senz is the Co-Founder of C.A.P Consultancy, with banking experience across credit and risk management, corporate banking, SME banking, and offshore banking.

Since 2020, he has helped connect local SMEs to tailored lending solutions through personalised banking advisory, multi-bank access, and practical financing strategies for business owners seeking growth capital and structured banking solutions.

What this means for SMEs

Better conversations before the financing conversation.

The strongest bank application starts before the form. It starts with knowing the numbers, the risks, the document gaps, and the repayment story clearly enough to act.

Talk to Avenzor